Investment Characteristics

A Trez Capital mortgage investment fund is a pool of capital that invests in short-term mortgages. We hold mortgages exclusively on traditional commercial or multi-residential properties, located in and around major economic centers. We do not invest in consumer residential mortgages, or sub-prime lending.

When used to complement your core investments, a mortgage investment fund can help you achieve broader diversification, lower portfolio risk and improve long-term rates of return.

Our funds have become increasingly popular with investors by providing:

• Predictable income. We distribute income quarterly, which you can reinvest to earn compounded returns.
• Low volatility. Our mortgages are short term in nature (typically 6 to 18 months), which acts as a hedge against interest-rate risk and real estate market conditions.
• Security. Unlike a bond or a bond fund, our mortgage investment funds are secured by real property. We diversify our portfolios across several markets, types of mortgages and properties.
• Liquidity. There are provisions to access your capital early (certain restrictions apply) in the event you need it; your investment is not tied to the maturity date of individual mortgages in the fund.

Unlike some mortgage investment corporations or mutual funds, we originate, underwrite, and manage each of the mortgages in our funds. Our due diligence focuses on a multitude of risk factors, including borrower experience, property value and market analysis. We combine this rigorous assessment with the qualitative judgement of our credit committee, which must unanimously approve each investment opportunity.